Privacy Policy

Last updated on August 19th, 2020

This Privacy Policy describes how we treat personal information when you use Alternative Expert Network (“AEN”) products and services on its website and related websites. Additional rules may apply to you, as described in this Privacy Policy, if you are a user who is also a client of Alternative Expert Network .

CONFIDENTIALITY

As a User and Client of AEN, you may exchange communication with AEN through means that are not inherently secure, including, but not limited to, email and phone. Any and all communication between you and AEN, such as emails and any attachments to them (the “Communication”) is confidential and is for the use only of the intended recipient. The Communication may contain copyright material of Alternative Expert Network, or any of its related entities or third parties. If a recipient is not the intended recipient of the Communication, please notify the sender immediately by return email, delete the Communication, and do not read, copy, print, retransmit, store or act in reliance on the Communication. Any views expressed in the Communication are those of the individual sender only, unless expressly stated to be those of AEN. AEN does not guarantee the integrity of the Communication, or that it is free from errors, viruses or interference.

PERSONAL INFORMATION

You become a User when you access the Site, pursuant to AEN Terms of Service. Except as required by law or requested by regulatory authorities, AEN agrees to maintain your nonpublic information in the strictest confidence. AEN restricts access to nonpublic personal information about Users to certain qualified AEN employees who require that information in order to maintain and operate the Site. We may also give access to our auditors, other professionals, and third parties with a need for the information.  You become a Client of AEN when you use AEN’s service of finding you a financial advisor or insurance service. AEN may ask you for additional personal information when you become a Client, such as your name, contact information, birth date, income, expenses, approximate net worth,  financial information,  picture, and other information in order to provide personalized services to you and to provide the necessary information for a financial expert to service you correctly. AEN stores, processes, and maintains data related to you in order to provide its products and services through the Site. AEN’s uses for this data are described below. When you use the Site, AEN’s servers automatically record certain information about your use of the Site. Similar to other web services, AEN records information such as browsing activity, data displayed or clicked on (such as UI elements, and links), and other information (such as browser type, IP address, date and time of access, cookie ID, and referrer URL). Along with cookies, AEN may also use third party tracking technology, such as Google Analytics, to record similar information regarding you and your activity on the Site. AEN is not intended to be used by  anyone under the age of 18. If a parent or guardian becomes aware that his or her child under the age of 18 has provided us with personally identifiable information without his or her consent, he or she should contact us at laks@altexpertnetwork.com. If we become aware that a child under the age of 18 has provided us with personally identifiable information, we will delete such information from our files.

USE OF INFORMATION

AEN maintains and processes your AEN account and its contents to provide AEN’s products and services to you and to improve our services. AEN’s servers process the information you provide to AEN for various purposes, including but not limited to formatting and displaying your information, delivering related content, sharing community information, and other purposes relating to the Site. As a Client, AEN may also process information for directing bill payments, transfers, or account activity, or for reporting your cash flow plan and performance. AEN may send your information related to AEN services, or your account, to third parties if necessary. If you decide at any time that you no longer wish to receive marketing communications from us, please follow the “unsubscribe” instructions provided in the communications.

INFORMATION SHARING AND ONWARD TRANSFER

We do not sell, rent, or otherwise share your personal information with any third parties except as permitted or required by law, such as when we reasonably believe it is necessary or appropriate to investigate, prevent, or take action regarding illegal activities, suspected fraud, frontrunning or scalping, situations involving potential threats to the physical safety of any person, or violations of our Terms of Use. Your personal information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdictions.  AEN may employ third party companies and individuals to facilitate our business, provide payment processing, provide services on our behalf, and for other reasons.  In all cases, AEN maintains physical, electronic and procedural safeguards that comply with federal standards to guard Users’ nonpublic personal information.

LINKS TO OTHER SITES

Our service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

SPECIAL RULES FOR THE USE AND SHARING OF INFORMATION OF CLIENTS

If you wish to become a Client, we will ask you for certain information, including, but not limited to, name, contact information, birth date, income, expenses, approximate net worth,  financial information,  picture, and other information. We require such information in order to be able to provide our services to Clients in accordance with the rules of regulatory bodies and for other purposes. You may choose not to provide such information to us, but you may  not be able to become a Client. You may decline to provide personal information to AEN. Declining to provide personal information may disqualify you from AEN services and Site features that require certain personal information.

CHANGES TO THIS POLICY

This Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent, and we expect most changes will be minor. We will post any Privacy Policy changes on this page. Each version of this Privacy Policy will be identified at the top of the page by its effective date. If you have questions or comments about this Privacy Policy, please email us at laks@altexpertnetwork.com.